
Avoid going broke by monthend
Remember, back in high school, when we were always lectured about how to save our money in class? But we actually never really learned how to
We could be care less about saving money or budgeting. However, these things come back to bite you in the life when you’re older because you have no money saved up
How often do you realize by the end of the month that you couldn't save the money that you planned to save?.
Every great financial plan starts with a word budget. If you’re trying to pay off your bills and start saving mponey for a dream vacation, a budget is your first step toward making your dreams into a reality..

1. Look for Coupons and Discount
Coupons and Discount allows you to save a lot of your money. Again be careful about the spending, you need need spend only the money that was reserved to spend and it doesn't exceed you brdget which will again lead you to over spendings.
2. Set Goals
Figure out what your priorities are for both the Short and long-term plans. For example, buying a house, buying a car, a big vacation, emergency savings, retirement etc fall under long-term plans. Pay the bills and loans are the short term plans.
3. Find the amount you Earn and the Amount you spend.
Now you have calculated how you are spending on everything, it’s time to figure out how much is coming in and where it’s all going each month. This will help you identify expenses that need to be tracked often.
4. Plan a Budget
Now you will have a clear picture of the total money coming in and the money going out, you can start tracking your expenses and then create your budget based on what you should be spending on most.
The less you spend on the expenses you can control, the quicker you’ll get out of debt and/or be able to save more towards your goals.

* Proper budgeting gives you control over your money
* You can be focus on your goals
* You can be aware of your money in/out flow.
* You can organise your spending and saving.
* You can decide in advance what to do with your money.
* You can even save the expected and unexpected costs.
* Pre-Warned about the potential problems that arises.
* It can enable you to generate extra money.
